2017-01-23 16:00Financial Performance - Total operating income for 2016 was RMB 209,025 million, an increase of 3.75% from RMB 201,471 million in 2015[3] - Non-interest net income reached RMB 74,430 million, reflecting a significant growth of 16.51% compared to RMB 63,885 million in 2015[3] - Net profit attributable to shareholders was RMB 62,081 million, up 7.60% from RMB 57,696 million in the previous year[3] Assets and Liabilities - Total assets increased by 8.57% to RMB 5,944,279 million, compared to RMB 5,474,978 million in 2015[3] - Total liabilities rose by 8.37% to RMB 5,540,991 million, compared to RMB 5,113,220 million in 2015[3] - Shareholders' equity grew by 11.48% to RMB 403,288 million, compared to RMB 361,758 million in 2015[3] Loans and Deposits - Total loans and advances amounted to RMB 3,261,681 million, representing a growth of 15.49% from RMB 2,824,286 million in 2015[3] - Customer deposits totaled RMB 3,801,949 million, an increase of 6.45% from RMB 3,571,698 million in 2015[3] Ratios and Performance Indicators - The return on average equity decreased to 16.27%, down 0.82 percentage points from 17.09% in 2015[3] - The non-performing loan ratio increased to 1.87%, up 0.19 percentage points from 1.68% in 2015[3]