无锡银行(600908) - 2018 Q1 - 季度财报

Financial Performance - Net profit attributable to shareholders reached CNY 269,372 thousand, representing a 13.70% increase year-on-year[7] - Operating income for the quarter was CNY 770,035 thousand, reflecting a growth of 14.26% compared to the same period last year[7] - Basic and diluted earnings per share were both CNY 0.14, an increase of 7.69% compared to the same period last year[7] - Net profit reached CNY 266,039 thousand, reflecting a 12.6% growth from CNY 236,213 thousand in the same period last year[24] - Total comprehensive income amounted to CNY 302,140 thousand, significantly higher than CNY 151,839 thousand in the prior year[25] Asset and Liability Management - Total assets increased to CNY 140,282,309 thousand, up 2.30% from the end of the previous year[7] - The total liabilities increased to CNY 130,010,133 thousand from CNY 127,772,960 thousand, indicating a rise of about 1.93%[18] - The total equity attributable to shareholders rose to CNY 10,174,537 thousand from CNY 9,253,711 thousand, marking an increase of about 9.93%[18] - The company’s investment in available-for-sale financial assets increased to CNY 23,805,813 thousand from CNY 21,401,301 thousand, reflecting a growth of about 11.23%[17] - The total amount of loans reached 69,045,965 thousand RMB, an increase from 66,073,689 thousand RMB year-over-year, with corporate loans rising to 52,248,162 thousand RMB[37] Cash Flow Analysis - Cash flow from operating activities showed a significant decline, amounting to -CNY 3,665,325 thousand, a decrease of 187.09% year-on-year[7] - The net cash flow from operating activities was negative at CNY -3,665,325 thousand, compared to CNY 4,208,886 thousand in the previous period[30] - The bank's investment activities generated a net cash outflow of CNY -2,850,290 thousand, compared to CNY -641,346 thousand last year[30] - The net cash flow from financing activities was positive at CNY 4,703,693 thousand, recovering from a negative CNY -1,146,136 thousand in the previous period[31] - The net cash flow from investing activities was -2,850,258 thousand RMB, worsening from -641,291 thousand RMB in the same quarter last year[33] Shareholder Information - The number of shareholders reached 68,220 by the end of the reporting period[11] Financial Ratios and Indicators - The weighted average return on equity increased to 2.72%, up 0.03 percentage points from the previous year[7] - The core tier 1 capital adequacy ratio improved to 10.22% from 9.93% year-over-year, indicating a stronger capital position[38] - The non-performing loan ratio decreased slightly to 1.35% from 1.38% in the previous year, reflecting improved asset quality[38] - The total capital adequacy ratio stood at 16.58%, up from 14.12% in the previous year, showcasing enhanced financial stability[37] - The cost-to-income ratio improved to 28.61% from 30.03%, indicating better operational efficiency[38] Changes in Financial Indicators - Major changes in financial indicators included a 100% increase in funds lent out, totaling CNY 394,322 thousand[13] - The company issued convertible bonds, leading to a 59.41% increase in payable bonds, amounting to CNY 11,089,713 thousand[13] - Non-operating income decreased by 67.93%, totaling CNY 558 thousand, compared to the previous year[13] - Operating expenses increased to CNY 441,802 thousand, a rise of 17.9% from CNY 374,438 thousand[24] - The company’s cash and deposits with the central bank decreased to CNY 15,980,307 thousand from CNY 16,426,163 thousand, a decline of approximately 2.71%[17]