2015-07-09 16:00Financial Performance - The estimated net profit for the first half of 2015 is projected to be between 9.9 billion and 10.2 billion RMB, representing an increase of 244% to 254% compared to the same period last year[3] - Basic earnings per share are expected to be between 1.00 and 1.03 RMB[3] - The net profit for the same period last year was approximately 287.75 million RMB, with earnings per share of 0.30 RMB[4] Business Strategy - The significant increase in performance is attributed to a favorable capital market environment and the company's focus on customer-centric business transformation and innovation[5] - The company is actively cultivating new growth areas such as internet finance and wealth management[5] Financial Management - The company has optimized its asset-liability structure through H-share issuance and flexible debt financing tools, maintaining a relatively low leverage ratio[7] - All operational and financial indicators are reported to be at good levels as of June 30, 2015[7] - The company emphasizes liquidity risk management and has established a dynamic monitoring system for liquidity regulatory indicators[7] - Future monitoring of financial and risk control indicators will be prioritized to ensure stable operations and controllable risks[7] - The financial data presented is preliminary and subject to final audit in the 2015 semi-annual report[7]