农业银行(601288) - 2017 Q4 - 年度业绩
2018-03-12 16:00

Financial Performance - In 2017, Agricultural Bank of China achieved total assets of RMB 21.05 trillion, an increase of RMB 1.48 trillion or 7.58% from the previous year[3] - The net profit for 2017 was RMB 193.13 billion, reflecting a growth of 4.93% compared to 2016[5] - The bank's loan balance increased by RMB 1,000.97 billion, with a growth rate of 10.30%[5] - Deposits rose by RMB 1,156.28 billion, marking a growth rate of 7.69%, with personal deposits leading the industry[5] - Basic earnings per share rose to RMB 0.58, up 5.45% from RMB 0.55 in 2016[2] Asset Quality - The non-performing loan balance decreased to RMB 194.03 billion, resulting in a non-performing loan ratio of 1.81%, down 0.56 percentage points[3] - The provision coverage ratio improved to 208.37%, an increase of 34.97 percentage points from the previous year[3] Efficiency Metrics - The cost-to-income ratio was 32.95%, a decrease of 1.64 percentage points year-on-year[5] - The weighted average return on equity decreased to 14.57%, down 0.57 percentage points from the previous year[2] Strategic Focus - The bank's strategy focused on supporting supply-side structural reforms and enhancing service to the real economy[5]