2015-10-27 16:00Financial Performance - Net profit attributable to shareholders increased by 52.4% to RMB 48,276 million for the first nine months of 2015, up from RMB 31,687 million in the same period of 2014[4] - Operating revenue for the first nine months of 2015 reached RMB 473,206 million, reflecting a 37.4% increase from RMB 344,360 million year-on-year[4] - Basic earnings per share rose by 32.0% to RMB 2.64 for the first nine months of 2015, compared to RMB 2.00 in the same period of 2014[4] - The company achieved a net profit of RMB 48.276 billion in the first three quarters of 2015, representing a year-on-year growth of 52.4%[16] - Net profit for the third quarter of 2015 was RMB 16,494 million, compared to RMB 12,810 million in the same quarter of 2014, reflecting a year-over-year increase of 28.0%[55] - Net profit for the first nine months of 2015 was RMB 8,969 million, up 23.4% from RMB 7,276 million in the same period of 2014[62] Asset and Liability Management - Total assets increased by 16.5% to RMB 4,667,113 million as of September 30, 2015, compared to RMB 4,005,911 million at the end of 2014[4] - The company’s total liabilities rose by 16.7% to RMB 4,262,293 million, reflecting the expansion of business scale[29] - The bank's total assets reached approximately RMB 2.6 trillion, growing by 18.9% since the beginning of the year[20] - The company reported a total of RMB 1,227,799 million in loans and advances as of September 30, 2015, compared to RMB 1,053,882 million at the end of 2014[51] - The company’s total liabilities decreased to RMB 9,538 million as of September 30, 2015, down from RMB 17,331 million at the end of 2014, indicating a significant reduction of 44.0%[59] Investment and Income - Investment income increased by 98.0% to RMB 106,523 million for the first nine months of 2015, compared to RMB 53,809 million in the same period of 2014, due to capital market investment opportunities[31] - The net investment income for the first nine months of 2015 was RMB 106,523 million, compared to RMB 53,809 million in 2014, indicating a significant increase of 97.8%[54] - The company incurred a net cash outflow of RMB 11,168 million from investment activities in the first nine months of 2015, compared to RMB 13,431 million in 2014[64] Cash Flow and Dividends - The net cash flow from operating activities for the first nine months of 2015 was RMB 171,067 million, a 52.6% increase compared to RMB 112,091 million in the same period of 2014[4] - The company declared a cash dividend of RMB 0.50 per share for the 2014 fiscal year, totaling RMB 4,570,060,352.50, and a mid-year dividend of RMB 0.18 per share for 2015, totaling RMB 3,290,443,453.80[46] - Cash flow from operating activities showed a net outflow of RMB 25 million in the first nine months of 2015, compared to a net inflow of RMB 171 million in 2014[64] Business Growth and Strategy - The company continues to strengthen its core financial and internet finance businesses, with stable growth in insurance and banking sectors[15] - The company aims to become an internationally leading personal financial service provider, focusing on steady growth in core businesses and innovation in internet finance[27] - The company plans to continue expanding its market presence and investing in new technologies to enhance its competitive edge in the insurance sector[55] Shareholder Information - The total number of shareholders reached 364,699, with 359,997 holding A shares and 4,702 holding H shares as of September 30, 2015[9] - The company completed a capital reserve conversion to equity on August 4, 2015, increasing the total share capital to 18,280 million shares[4] - The company’s total equity attributable to shareholders reached RMB 328,337 million, up from RMB 289,564 million at the end of 2014[52]