2015-04-24 16:00Financial Performance - Net profit attributable to shareholders rose by 2.07% to RMB 10,928 million year-on-year[5] - Operating income for the quarter was RMB 32,992 million, reflecting a growth of 10.71% compared to the same period last year[5] - The net profit attributable to shareholders for the reporting period was RMB 10.928 billion, a year-on-year increase of 2.07%[12] - The net interest income was RMB 24.053 billion, reflecting an 8.66% year-on-year growth, while non-interest income was RMB 8.939 billion, up 16.64% year-on-year[12] - The bank's total profit amounted to RMB 14,637 million, reflecting a growth of 1.8% from RMB 14,374 million in Q1 2014[28] - Net profit for Q1 2015 reached RMB 11,097 million, a 1.5% increase compared to RMB 10,931 million in the previous year[28] - The comprehensive income attributable to the parent company was RMB 11,135 million, down from RMB 12,352 million in Q1 2014[28] Assets and Liabilities - Total assets increased by 7.04% to RMB 4,430,215 million compared to the end of the previous year[5] - Total liabilities grew by 7.23% to RMB 4,151,466 million compared to the end of the previous year[5] - Customer loans and advances increased by 2.56% to RMB 2,244,011 million from the previous year[5] - Customer deposits totaled RMB 2,904,331 million, marking a 1.92% increase year-on-year[5] - The total assets of the group reached RMB 4,430.215 billion, an increase of 7.04% compared to the end of the previous year[12] - The total liabilities reached RMB 4,151,466 million, up from RMB 3,871,469 million, indicating an increase of about 7.25%[24] - The bank's loans and advances increased to RMB 2,188,398 million from RMB 2,136,332 million, showing a growth of about 2.44%[23] - The bank's total deposits rose to RMB 2,904,331 million from RMB 2,849,574 million, indicating an increase of approximately 1.92%[24] Capital and Ratios - The core tier 1 capital adequacy ratio stood at 8.95%, up 0.02 percentage points from the end of the previous year[11] - The capital adequacy ratio decreased to 12.16%, down 0.17 percentage points from the end of the previous year[11] - The group reported a 2.53% increase in total capital net amount to RMB 372.030 billion compared to the end of the previous year[11] - The adjusted on-balance and off-balance sheet assets balance was RMB 5,157.076 billion, with a leverage ratio of 4.88%[11] Shareholder Information - The number of shareholders reached 366,751 by the end of the reporting period[9] - The largest shareholder, China CITIC Limited, holds 67.13% of the shares[9] Cash Flow and Investments - The net cash flow from operating activities was negative at RMB (31,117) million, worsening from RMB (13,074) million in the same quarter last year[33] - The bank's cash and cash equivalents at the end of the period totaled RMB 205,655 million, a decrease from RMB 202,821 million year-on-year[34] - Cash inflow from interest, fees, and commissions was $56,594 million, compared to $50,757 million in the previous period[35] - Cash outflow from investing activities was $157,691 million, a decrease from $288,507 million year-over-year[36] - Cash inflow from financing activities increased to $47,013 million, compared to $13,087 million in the previous period[36] Asset Quality - The non-performing loan balance was RMB 30.228 billion, an increase of 6.23% compared to the end of the previous year, with a non-performing loan ratio of 1.35%[12] - The bank's asset impairment losses were RMB 6,519 million, up 31.7% from RMB 4,949 million in Q1 2014[28] Other Financial Metrics - The weighted average return on equity decreased by 2.02 percentage points to 16.71%[6] - The annualized average total asset return decreased by 0.11 percentage points to 1.05%[6] - The bank's issued debt instruments increased to RMB 161,237 million from RMB 133,488 million, reflecting a growth of about 20.83%[23] - The bank's other assets increased to RMB 41,014 million from RMB 35,890 million, showing a growth of about 14.88%[23]