上海银行(601229) - 2025 Q1 - 季度财报

Financial Performance - The company's operating revenue for Q1 2025 was RMB 13,597,149,000, representing a 3.85% increase compared to RMB 13,093,548,000 in Q1 2024[4] - Net profit attributable to shareholders of the parent company for Q1 2025 was RMB 6,292,061,000, up 2.30% from RMB 6,150,324,000 in Q1 2024[4] - The group achieved an operating income of RMB 13.597 billion, representing a year-on-year increase of 3.85%[20] - The net profit attributable to shareholders of the parent company was RMB 6.292 billion, up 2.30% year-on-year[20] - The basic earnings per share for Q1 2025 was RMB 0.44, slightly up from RMB 0.43 in Q1 2024[40] - The total comprehensive income for the group in Q1 2025 was RMB 4,531,251 thousand, down from RMB 6,636,639 thousand in Q1 2024, indicating a decrease of approximately 31.69%[40] - The group reported a significant increase in investment income, reaching RMB 6,546,488 thousand in Q1 2025, compared to RMB 2,992,808 thousand in Q1 2024, which is an increase of approximately 118.00%[38] Assets and Liabilities - Total assets as of March 31, 2025, reached RMB 3,270,764,703,000, reflecting a 1.37% increase from RMB 3,226,655,601,000 at the end of 2024[4] - Total liabilities increased to RMB 3,011,576,598 thousand, up from RMB 2,971,998,867 thousand, which is an increase of approximately 1.67%[34] - The total equity attributable to shareholders of the parent company was RMB 258,724,633 thousand, compared to RMB 254,193,213 thousand, reflecting an increase of about 1.39%[34] Cash Flow - The net cash flow from operating activities was -RMB 143,859,106,000, a significant decrease of 2,034.72% compared to RMB 7,435,663,000 in the same period last year[4][7] - The total cash inflow from investment activities in Q1 2025 was 219,098,418, an increase from 201,474,829 in Q1 2024[44] - The net cash flow from financing activities for Q1 2025 was 103,254,790, compared to a negative 5,939,941 in Q1 2024[45] - The total cash and cash equivalents at the end of Q1 2025 amounted to 79,895,313, up from 69,568,678 at the end of Q1 2024[45] - The cash received from investment recoveries in Q1 2025 was 205,684,188, compared to 190,855,711 in Q1 2024[44] - The cash outflow for investment activities in Q1 2025 was 164,454,627, a decrease from 173,802,871 in Q1 2024[44] Capital and Ratios - The core Tier 1 capital adequacy ratio improved to 10.54% as of March 31, 2025, compared to 10.35% at the end of 2024[8] - The liquidity coverage ratio decreased to 152.81% as of March 31, 2025, down from 167.73% at the end of 2024[14] - The non-performing loan ratio remained stable at 1.18% as of March 31, 2025, consistent with the end of 2024[16] - The provision coverage ratio improved to 271.24%, an increase of 1.43 percentage points compared to the previous year[21] - The weighted average return on equity for the parent company's ordinary shareholders decreased to 10.64% in Q1 2025 from 11.08% in Q1 2024[4] Customer and Loan Information - The total customer loans and advances amounted to RMB 1,423,749,908,000 as of March 31, 2025, compared to RMB 1,405,755,816,000 at the end of 2024[16] - The total deposits increased to RMB 1,762.560 billion, reflecting a growth of 3.07% from the previous year[20] - The total number of customers reached 307,400, marking a growth of 1.22% year-on-year[22] - The balance of RMB corporate loans and advances was RMB 843.930 billion, an increase of 2.44% from the previous year[22] - The amount of loans granted to technology enterprises was RMB 64.599 billion, a year-on-year increase of 26.48%[22] - The amount of inclusive loans issued during the reporting period was CNY 52.617 billion, a year-on-year increase of 6.17%[23] - The balance of inclusive loans at the end of the reporting period was CNY 163.854 billion, a decrease of 1.12% compared to the end of the previous year[23] - The amount of green loans issued during the reporting period was CNY 19.058 billion, with a year-on-year growth of 10.05%[23] - The balance of green loans at the end of the reporting period was CNY 120.382 billion, an increase of 6.18% compared to the end of the previous year[23] - The amount of loans issued to the manufacturing sector during the reporting period was CNY 32.629 billion, a year-on-year increase of 6.78%[23] - The balance of manufacturing loans at the end of the reporting period was CNY 112.466 billion, an increase of 9.75% compared to the end of the previous year[23] Operational Metrics - The online transaction volume of the "Cross-border Financial Service Platform" increased by 12.12% year-on-year during the reporting period[24] - The total assets under management (AUM) for retail clients was CNY 1,044.576 billion, a year-on-year increase of 2.22%[27] - The amount of housing mortgage loans issued during the reporting period was CNY 7.207 billion, a year-on-year increase of 8.60%[29] - The number of treasury clients served at the end of the reporting period was 6,507, an increase of 5.24% compared to the end of the previous year[24]