侨银股份(002973) - 2025 Q1 - 季度财报

Financial Performance - The company's operating revenue for Q1 2025 was ¥935,729,464.83, a decrease of 4.32% compared to ¥977,927,619.99 in the same period last year[8] - Net profit attributable to shareholders decreased by 29.73% to ¥67,597,549.55 from ¥96,198,365.35 year-on-year[8] - Basic and diluted earnings per share both decreased by 29.17% to ¥0.17 from ¥0.24 in the same period last year[8] - Net profit for the current period is ¥74,646,767.77, a decline of 21.7% compared to ¥95,262,151.72 in the previous period[23] - Total operating revenue for the current period is ¥935,729,464.83, a decrease of 4.3% from ¥977,927,619.99 in the previous period[22] Cash Flow and Liquidity - The net cash flow from operating activities increased significantly by 397.02% to ¥198,288,616.27, compared to a negative cash flow of -¥66,758,580.01 in the previous year[8] - The net cash flow from operating activities is ¥198,288,616.27, a significant improvement from a negative cash flow of -¥66,758,580.01 in the previous period[24] - Cash and cash equivalents at the end of the period decreased to ¥168,477,082.59 from ¥402,379,659.86 in the previous period[25] Assets and Liabilities - Total assets at the end of the reporting period were ¥8,290,916,889.77, reflecting a slight increase of 0.38% from ¥8,259,724,045.10 at the end of the previous year[8] - Current assets totaled CNY 4,511,631,705.61, down from CNY 4,536,632,093.87 at the start of the period, primarily due to a decrease in cash and cash equivalents[19] - The company's total liabilities were CNY 5,544,636,655.02, a decrease from CNY 5,581,439,633.87, reflecting a reduction of about 0.66%[20] - The total equity increased to CNY 2,746,280,234.75 from CNY 2,678,470,011.23, representing an increase of approximately 2.53%[20] Shareholder Information - The number of ordinary shareholders at the end of the reporting period was 13,116, with the top ten shareholders holding significant stakes[15] Research and Development - Research and development expenses decreased by 47.16% to ¥6,485,608.62 from ¥12,273,592.92 in the previous year, primarily due to reduced investment in information technology R&D activities[13] - Research and development expenses decreased to ¥6,485,608.62, down 47.3% from ¥12,273,592.92 in the previous period[22] Borrowings - The company reported a significant increase in borrowings, with cash received from loans rising by 51.73% to ¥1,137,318,998.93 compared to ¥749,552,600.92 in the previous year[14] - The company raised ¥1,137,318,998.93 in borrowings during the current period, compared to ¥749,552,600.92 in the previous period[25] - The company reported a decrease in short-term borrowings to CNY 1,694,076,583.81 from CNY 1,757,606,340.97, a reduction of about 3.6%[20] - The long-term borrowings increased to CNY 958,875,214.55 from CNY 923,074,124.08, reflecting an increase of approximately 3.9%[20] Other Financial Metrics - The company's weighted average return on equity decreased to 3.11% from 4.30% in the previous year[8] - The company experienced a 60.00% decrease in other income, which fell to ¥1,555,523.88 from ¥3,888,352.25 in the previous year, mainly due to reduced tax incentives[13] - The company incurred a credit impairment loss of -¥18,517,165.64, contrasting with a gain of ¥14,971,549.87 in the previous period[22] Reporting and Future Outlook - The first quarter report is unaudited[26] - The new accounting standards will be implemented starting in 2025[26] - The financial statement items related to the first year of implementation will be adjusted accordingly[26] - The board of directors announced the report on April 29, 2025[26] - There are no specific performance summaries or user data provided in the document[26] - Future outlook and performance guidance are not mentioned in the document[26] - No new products or technologies are discussed in the document[26] - Market expansion and mergers or acquisitions are not addressed in the document[26] - Other new strategies are not outlined in the document[26] - The document does not provide any numerical data or percentages related to performance[26]