2025-07-11 09:20Earnings Forecast Key Financial Metrics Forecast The company forecasts a significant net loss for the first half of 2025, a sharp decline from a profit in the prior year 2025 H1 Earnings Forecast | Item | Current Period (Jan 1 - Jun 30, 2025) | Prior Year Period | | :--- | :--- | :--- | | Net Profit Attributable to Shareholders | Loss: RMB 4.5 million - 2.5 million | Profit: RMB 12.80 million | | YoY Change | Decrease: 135.15% - 119.53% | - | | Net Profit after Non-recurring Items | Loss: RMB 5.0 million - 2.8 million | Profit: RMB 10.74 million | | YoY Change | Decrease: 146.54% - 126.06% | - | | Basic Earnings Per Share (EPS) | Loss: RMB 0.0045/share - 0.0025/share | Profit: RMB 0.0127/share | Reasons for Performance Change and Future Outlook Performance decline is attributed to external market factors, and the company is in a key transformation phase to improve profitability - The net profit loss is primarily attributed to external factors such as market interest rates and industry competition, which led to a year-over-year decrease in net interest income and net fee and commission income4 - The company is in a critical period of transformation and development, focusing on operational breakthroughs, deepening reforms, and strengthening compliance to enhance performance and profitability4 Other Information Audit Status and Risk Warning The forecast is unaudited, and investors are advised to consult the final semi-annual report while being mindful of investment risks - The financial data in this earnings forecast is unaudited, though the company has communicated with its accounting firm on related matters without material disagreements3 - Investors are reminded that this forecast is a preliminary estimate, and final data will be disclosed in the 2025 semi-annual report, urging cautious decision-making and attention to investment risks5 - The company's designated information disclosure media are China Securities Journal, Shanghai Securities News, Securities Daily, Securities Times, and CNINFO (www.cninfo.com.cn)[5](index=5&type=chunk)