SmartFinancial(SMBK) - 2025 Q2 - Quarterly Results

Exhibit 99.1 2Q 2025 SmartFinancial Announces Results for the Second Quarter 2025 KNOXVILLE, TN – July 21, 2025 - SmartFinancial, Inc. ("SmartFinancial" or the "Company"; NYSE: SMBK), today announced net income of $11.7 million, or $0.69 per diluted common share, for the second quarter of 2025, compared to net income of $8.0 million, or $0.48 per diluted common share, for the second quarter of 2024, and compared to prior quarter net income of $11.3 million, or $0.67 per diluted common share. Operating earni ...