Credit Acceptance(CACC) - 2025 Q2 - Quarterly Results

Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com FOR IMMEDIATE RELEASE Our results and achievements for the second quarter of 2025 included the following: 1 • A decline in forecasted collection rates, which decreased forecasted net cash flows from our loan portfolio by $55.8 million, or 0.5%, and slower forecasted net cash flow timing. • A 6.8% increase in the average balance of our loan portfolio from the second quarter of 2024 to $8.0 billion, whi ...