OptimumBank(OPHC) - 2025 Q2 - Quarterly Results

Exhibit 99.1 OptimumBank Holdings, Inc. Financial Performance for the Second Quarter of 2025 Fort Lauderdale, FL, August 7, 2025 — OptimumBank Holdings, Inc. (NYSE American: OPHC) (the "Company") is a one-bank holding company and owns 100% of OptimumBank (the "Bank"). The Company is pleased to announce net earnings of $3.60 million, or $0.31 per basic share, and $0.29 per diluted share, for the second quarter of 2025. This compares to net income of $3.87 million, or $0.33 per basic share, and $0.32 per dilu ...