United Community Banks, Inc.(UCB) - 2025 Q2 - Quarterly Report

2 Glossary of Defined Terms The following terms may be used throughout this report, including the consolidated financial statements and related notes. | Term | Definition | | --- | --- | | 2024 10-K | United's Annual Report on Form 10-K for the year ended December 31, 2024 filed with the SEC on February | | 27, 2025 | | | ACL | Allowance for credit losses | | AFS | Available-for-sale | | ANB | ANB Holdings, Inc. and its wholly-owned subsidiary, American National Bank | | AOCI | Accumulated other comprehensi ...