OptimumBank(OPHC) - 2025 Q3 - Quarterly Results

FORM 8-K Filing Details This section details the registrant's identity, securities registration, and emerging growth company status for the FORM 8-K filing Registrant Information This section identifies OptimumBank Holdings, Inc. as the registrant, detailing its incorporation state, commission file number, address, and contact information - Registrant: OPTIMUMBANK HOLDINGS, INC[1] - Incorporation: Florida[1] - Address: 2929 East Commercial Boulevard, Ft. Lauderdale, Florida 33308[1] Securities Registration and Emerging Growth Status This section outlines the registrant's securities registered under Section 12(b) of the Act and confirms its status regarding emerging growth company provisions Registered Securities | Title of each class registered | Trading Symbol(s) | Name of exchange on which registered | | :--- | :--- | :--- | | Common Stock | OPHC | NYSE American | - The registrant is not an emerging growth company[3] Current Report Items This section covers the release of unaudited financial results, Regulation FD disclosure, and a list of accompanying exhibits Item 2.02 Results of Operations and Financial Condition This item reports the release of a presentation detailing OptimumBank Holdings, Inc.'s unaudited financial results for the nine-month period ended September 30, 2025 - OptimumBank Holdings, Inc. released a presentation on October 16, 2025[4] - The presentation details unaudited results of operations and financial condition for the nine-month period ended September 30, 2025[4] Item 7.01 Regulation FD Disclosure This item indicates that the financial presentation released on October 16, 2025, also serves as a Regulation FD disclosure - A presentation detailing unaudited results, released on October 16, 2025, serves as a Regulation FD disclosure[4] Item 9.01 Financial Statements and Exhibits This item lists the exhibits accompanying the 8-K filing, including a presentation dated October 16, 2025, and the Cover Page Interactive Data File, along with a disclaimer regarding their filing status Exhibits List | Exhibit Number | Exhibit Name | Filed Herewith | | :--- | :--- | :--- | | 99.1 | Presentation dated October 16, 2025 | * | | 104 | Cover Page Interactive Data File (embedded within the Inline XBRL document) | * | - The information in this report, including exhibits, is not considered 'filed' under Section 18 of the Securities Exchange Act of 1934 and is not subject to its liability, nor incorporated by reference into other filings unless expressly stated[5] Signatures This section confirms the due authorization and signing of the report on behalf of OptimumBank Holdings, Inc. by its Chairman of the Board of Directors - The report was signed on October 16, 2025[8] - Signed by Moishe Gubin, Chairman of the Board of Directors, on behalf of OptimumBank Holdings, Inc[8]