2025-10-30 09:50Financial Performance - Total operating revenue for Q3 2025 was CNY 10.91 billion, a decrease of 6.94% compared to CNY 13.98 billion in the same period last year[8] - Total profit for the period was CNY 5.99 billion, down 14.74% from CNY 7.02 billion year-on-year[8] - Net profit attributable to shareholders was CNY 5.18 billion, a decline of 28.11% from CNY 7.21 billion in the previous year[8] - Basic earnings per share decreased by 29.49% to CNY 0.55 from CNY 0.78 in the same period last year[9] - Net profit for the first three quarters of 2025 was ¥12.72 billion, slightly down from ¥12.74 billion in 2024, indicating stable profitability[27] - Net profit for the first three quarters of 2025 was ¥8.01 billion, up 29.9% from ¥6.17 billion in 2024[34] Assets and Liabilities - Total assets increased by 25.98% to CNY 1,025.85 billion from CNY 814.27 billion at the end of the previous year[9] - The total liabilities of the company were RMB 820,383,688,847.27, compared to RMB 622,376,572,865.76 in the previous year, reflecting a rise of approximately 32%[24] - The company's total assets held for sale decreased by 100% to zero, primarily due to the disposal of subsidiaries[16] - The total liabilities increased to 641,075,067,725.05 RMB from 484,081,008,155.08 RMB, indicating a rise of about 32.5%[32] Cash Flow - Cash flow from operating activities for the year-to-date period was CNY 10.54 billion, a significant decrease of 88.89% compared to CNY 94.88 billion in the previous year[11] - Cash flow from operating activities generated a net inflow of ¥10.54 billion, a decrease from ¥94.88 billion in the previous year, indicating a shift in cash management[29] - Cash inflow from financing activities totaled 187,841,157,790.99 RMB, an increase of 15,864,890,168.62 RMB year-over-year[30] - Cash flow from investing activities showed a net outflow of ¥38.47 billion, compared to a net inflow of ¥8.07 billion in 2024[38] Income and Expenses - Total operating expenses amounted to ¥12.61 billion, an increase from ¥11.39 billion, primarily due to higher business and management costs[26] - Total operating revenue for the first three quarters of 2025 reached ¥16.97 billion, a 47.5% increase from ¥11.51 billion in the same period of 2024[34] - Investment income surged to ¥7.98 billion, compared to ¥3.25 billion in the previous year, marking a 145.5% increase[34] Shareholder Information - The total number of ordinary shareholders at the end of the reporting period was 195,494[19] - The company repurchased and canceled 438,495 A-shares during the reporting period, resulting in a total share capital of 9,026,863,786 shares[22] Other Financial Metrics - The company's goodwill increased by 392.62% to approximately ¥252.92 million, primarily due to the acquisition of subsidiaries[16] - The company's total contract liabilities increased by 57.29% to approximately ¥164.67 million, mainly due to an increase in pre-received fees and commissions[17] - The company's net interest income increased by 151.27% to approximately ¥3.27 billion compared to the same period last year, primarily due to a decrease in interest expenses[17]