Pathfinder Bancorp(PBHC) - 2025 Q3 - Quarterly Results

Exhibit 99.1 Investor/Media Contacts James A. Dowd, President, CEO Justin K. Bigham, Senior Vice President, CFO Telephone: (315) 343-0057 Pathfinder Bancorp, Inc. Announces Third Quarter 2025 Results Results reflect ongoing efforts to mitigate credit risk and enhance asset quality metrics for the long term, as well as the continued growth of Pathfinder's core deposit franchise, deliberate liability pricing, net interest margin resilience, and operating expense discipline OSWEGO, N.Y., October 30, 2025 (GLOB ...