Velocity Financial(US:VEL)2026-01-26 13:34Financial Results - Velocity Financial, Inc. announced preliminary unaudited financial results for Q4 and the year ended December 31, 2025[6]. - Forward-looking statements indicate expectations regarding financial performance and operational information for the fiscal year ended December 31, 2025[10]. Senior Notes Offering - The company is offering up to $500 million aggregate principal amount of Senior Notes due 2031, subject to market conditions[8]. - The Notes will be fully guaranteed on a senior unsecured basis by Velocity Financial, Inc.[8]. - The offering is targeted at "qualified institutional buyers" and certain persons outside the U.S.[8]. - The company has not registered the Notes under the Securities Act and they may not be offered or sold in the U.S. without registration[8]. Compliance and Risks - The company faces risks including market fluctuations, economic instability, and potential disruptions in capital markets[10]. - Velocity Financial, Inc. emphasizes the importance of maintaining compliance with laws and regulations regarding customer information security[10]. - The company is not classified as an emerging growth company under the Securities Act[5]. Press Releases - The press releases related to these announcements are included as Exhibits 99.1 and 99.2[12].