Southern California Bancorp(BCAL) - 2025 Q4 - Annual Results

Exhibit 99.1 "2025 was a transformational year for California BanCorp, with the successful completion and integration of our 2024 merger that extended our footprint over all the best markets in California," said David Rainer, Chairman and CEO of the Company and Bank. "During the last year we also restructured and derisked our balance sheet. We reduced high-risk loans, improving our credit profile, and terminated our dependence on high cost brokered deposits while growing core deposits, lowering our cost of ...