Arrow Financial (AROW) - 2025 Q4 - Annual Results

250 Glen Street Glens Falls, NY 12801 NASDAQ® Symbol: "AROW" Website: arrowfinancial.com Media Contact: Rachael Murray P: (518) 742-6505 E: rachael.murray@arrowbank.com FOR IMMEDIATE RELEASE FTE (fully taxable equivalent basis) net interest margin is a non-GAAP measure. See reconciliation on Note 3 to the Selected Quarterly Information. 1 Tangible book value per share is a non-GAAP measure. See reconciliation Note 3 to the Selected Quarterly Information. 2 1 • Reported Record Net Income of $14.0 million or ...