New York munity Bancorp(NYCB) - 2025 Q4 - Annual Results

102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● flagstar.com FLAGSTAR BANK RETURNS TO PROFITABILITY IN FOURTH QUARTER 2025 REPORTING NET INCOME ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.05 PER DILUTED SHARE AND ADJUSTED NET INCOME ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.06 PER DILUTED SHARE | | | Fourth Quarter 2025 Summary | | | --- | --- | --- | --- | | | Asset Quality | | Loans and Deposits | | • | Criticized/Classified loans declined $330 million or 2% vs. | • | Total C&I commitments ...