Cullen/Frost Bankers(CFR) - 2025 Q4 - Annual Report

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission file number: 001-13221 CULLEN/FROST BANKERS, INC. (Exact name of registrant as specified in its charter) | Texas | | | 74-1751768 | | --- | --- | --- | --- | | (State or other jurisdiction of | | | (I.R.S. Employer | | incorporation or organization) | | | Identification No.) | | 111 W. Houston Street, | San Anton ...