New Waterstone(WSBF) - 2025 Q4 - Annual Report

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 F O R M 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number: 001-36271 WATERSTONE FINANCIAL, INC. 11200 W Plank Ct, Wauwatosa, Wisconsin 53226 (Exact name of registrant as specified in its charter) Maryland 90-1026709 OR (State or other jurisdiction of inc ...