Oportun Financial (US:OPRT)2026-02-27 11:13Employee Engagement and Diversity - Approximately 82% of employees participated in the 2025 engagement survey, with 81% satisfied with the company as a workplace and 86% proud to work there[62] - The company has been recognized as a Greater Bay Area Top Workplace for the past six years due to its employee engagement efforts[62] - The leadership team includes a majority of women or members of underrepresented groups, reflecting the company's commitment to diversity and inclusion[62] Workforce and Benefits - As of December 31, 2025, the company had 2,405 full-time and 83 part-time employees worldwide, including 332 corporate employees in the United States, with 169 dedicated to technology, risk, analytics, and data science[58] - The company offers a comprehensive benefits program, including annual bonuses, equity awards, a 401(k) plan, and wellness initiatives, supporting a remote-first culture[62] Cybersecurity and Compliance - The company maintains a robust cybersecurity program, including mandatory employee training and real-time monitoring to safeguard data and systems[52] - The company is subject to various federal, state, and local regulations, including the Dodd-Frank Act and oversight by the Consumer Financial Protection Bureau (CFPB)[46] - The company regularly reviews its consumer contracts and compliance management systems to ensure adherence to applicable laws and regulations[50] Intellectual Property - The company has no patent applications on its proprietary risk model or underwriting process, viewing them as trade secrets[54] - The company has trademark rights in its name and logo, with ongoing efforts to pursue additional trademark registrations[55]