Jefferson Capital Inc(JCAP) - 2025 Q4 - Annual Results

Exhibit 99.1 Jefferson Capital Reports Fourth Quarter and Full Year 2025 Results Full Year 2025 Highlights (vs. Full Year 2024) Record Quarterly Collections Grow 41% to $245.3 Million and Record Deployments Grow 6% to $380.5 Million Fourth Quarter Pre-tax Income up 50% to $44.1 Million with Net Income of $37.7 Million and EPS of $0.58 Fourth Quarter Adjusted Pre-tax Income up 15% to $51.1 Million with Adjusted Net Income of $44.7 Million and Adjusted EPS of $0.69 Board of Directors Declares Quarterly Cash D ...