OP Bancorp(OPBK) - 2025 Q4 - Annual Report

☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 UNITED STATES SECURITIES AND EXCHANGE COMMISSION (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2025 or Washington, D.C. 20549 FORM 10-K For the transition period from ________ to ________ Commission File Number: 001-38437 OP BANCORP (Exact Name of Registrant as Specified in its Charter) (State or other jurisdiction of incor ...