X Financial(XYF) - 2025 Q3 - Quarterly Report

Represents borrowers who made at least one transaction on the Company's platform during the relevant period. Represents borrowers who made at least one transaction on the Company's platform since inception through the end of the relevant period. Represents the balance of the outstanding principal for Xiaoying Credit Loans — our primary category of online personal credit loan products facilitated and originated through our platform, including Xiaoying Card Loan as well as other unsecured loan products that w ...