Loan Receivables and Impairment - As of December 31, 2021, the total receivable loans amounted to HKD 119 million, with no collateral or guarantees provided for these loans[4]. - The impairment losses on receivable loans were approximately HKD 68.1 million for the year ended December 31, 2021, compared to HKD 87.8 million for the year ended December 31, 2020[6]. - The impairment loss primarily stemmed from a HKD 62.4 million impairment related to Zhongrong International Finance Co., which went into liquidation in 2020[6]. - The total outstanding loan value and accrued interest as of December 31, 2021, was HKD 288.025 million, with confirmed impairment losses of HKD 68.078 million[8]. - The company has submitted proof of debt to the bankruptcy management office regarding the liquidation of Zhongrong[6]. - The company plans to continue monitoring and managing its loan portfolio to mitigate future impairment risks[6]. Loan Management and Strategy - The company has complied with the listing rules regarding loans granted to borrowers, with no agreements or arrangements with related parties concerning outstanding loans as of December 31, 2021[4]. - The company typically considers factors such as the borrower's financial background and repayment ability when determining loan terms[3]. - The interest rates for loans are based on historical rates and market rates, with a standard annual rate of 10% applied to most loans[8]. - The company aims to expand its lending business through its reputation and existing commercial networks targeting retail and corporate clients[3]. Market Value and Fair Value Gains - 汇隆控股有限公司的市值为15,126千港元，占集团总资产的4.60%[12]. - 中国投融资集团有限公司的市值为9,740千港元，占集团总资产的2.96%[12]. - 泰锦控股有限公司的市值为9,324千港元，占集团总资产的2.83%[12]. - 财讯传媒集团有限公司的市值为8,360千港元，占集团总资产的2.54%[12]. - 富誉控股有限公司的市值为7,245千港元，占集团总资产的2.20%[12]. - 中国环保能源投资有限公司的未变现公平值收益为(533)千港元[12]. - 雋泰控股有限公司的未变现公平值收益为(7,230)千港元[12]. - 中国国家文化产业集团有限公司的未变现公平值收益为(941)千港元[12]. - 吉辉控股有限公司的未变现公平值收益为2,744千港元[12]. Investment Strategy - 中国钱包支付集团有限公司计划采用被动投资策略，以获取市场最大回报[16].
新确科技(01063) - 2022 Q3 - 季度财报