Financial Performance - For the three months ended March 31, 2022, the company reported interest income of RMB 59,906,000 and interest and commission expenses of RMB 11,237,000, resulting in net interest income of RMB 48,669,000[4]. - The net profit for the three months ended March 31, 2022, was RMB 29,823,000, down from RMB 33,590,000 for the same period in 2021, representing a decrease of about 11.3%[4]. - The company’s income tax expense for the three months ended March 31, 2022, was RMB 10,216,000, compared to RMB 11,350,000 for the same period in 2021, reflecting a decrease of about 10%[4]. - The company’s administrative expenses for the three months ended March 31, 2022, were RMB 13,589,000, compared to RMB 14,010,000 for the same period in 2021, indicating a reduction of approximately 3%[4]. - The company’s non-controlling interests decreased to RMB 731,000 for the three months ended March 31, 2022, from RMB 1,826,000 for the same period in 2021, a decline of about 60%[4]. Assets and Liabilities - The company's total assets increased to RMB 2,712,604,000 as of March 31, 2022, compared to RMB 2,651,212,000 as of December 31, 2021, reflecting a growth of approximately 2.3%[6]. - The company’s total liabilities increased to RMB 1,958,449,000 as of March 31, 2022, compared to RMB 1,928,626,000 as of December 31, 2021, indicating a rise of approximately 1.5%[6]. - The company’s total equity as of March 31, 2022, was RMB 754,155,000, compared to RMB 722,586,000 as of December 31, 2021, representing an increase of approximately 4.4%[6]. Cash and Loans - The company’s cash and cash equivalents decreased to RMB 37,995,000 as of March 31, 2022, from RMB 42,678,000 as of December 31, 2021, a decline of about 11.5%[6]. - The company’s loans and advances to customers increased to RMB 2,552,472,000 as of March 31, 2022, compared to RMB 2,489,479,000 as of December 31, 2021, showing an increase of approximately 2.5%[6].
佐力小贷(06866) - 2022 Q1 - 季度财报