Financial Performance - For the nine months ended September 30, 2022, interest income was RMB 185,023,000, a decrease of 7.5% from RMB 199,731,000 in the same period of 2021[4] - Net interest income for the same period was RMB 146,756,000, down 10.3% from RMB 163,603,000 year-on-year[5] - The company's profit before tax decreased to RMB 106,465,000, representing a decline of 16.7% compared to RMB 127,801,000 in the previous year[7] - The net profit for the period was RMB 79,656,000, a decrease of 16.7% from RMB 95,607,000 in the same period last year[8] - The company’s tax expense for the period was RMB 26,809,000, a decrease of 16.5% from RMB 32,194,000 in the same period last year[7] Assets and Liabilities - Total assets as of September 30, 2022, were RMB 2,837,444,000, an increase of 7.0% from RMB 2,651,212,000 at the end of 2021[12] - Loans and advances to customers increased to RMB 2,692,379,000, up 8.1% from RMB 2,489,479,000 year-on-year[12] - Cash and cash equivalents decreased to RMB 31,000,000, down 27.4% from RMB 42,678,000 at the end of 2021[12] - Total liabilities increased to RMB 1,944,482,000, up 1.0% from RMB 1,928,626,000 at the end of 2021[12] Expenses - The company reported a decrease in administrative expenses to RMB 37,600,000, down 4.3% from RMB 39,302,000 in the previous year[6]
佐力小贷(06866) - 2022 Q3 - 季度财报