无锡银行(600908) - 2022 Q1 - 季度财报

Financial Performance - The company's operating revenue for Q1 2022 was RMB 1,198,281,000, representing a year-on-year increase of 9.07%[6] - Net profit attributable to shareholders was RMB 444,387,000, reflecting a growth of 22.52% compared to the same period last year[6] - Basic earnings per share for the period was RMB 0.24, up by 20% from the previous year[6] - Net profit for Q1 2022 reached RMB 446,979 thousand, a 21.5% increase compared to RMB 367,542 thousand in Q1 2021[29][30] - Net interest income rose to RMB 888,849 thousand in Q1 2022, up from RMB 843,143 thousand in Q1 2021, reflecting a growth of 5.4%[29] - Total operating income for Q1 2022 was RMB 1,198,281 thousand, an increase of 9.1% from RMB 1,098,684 thousand in Q1 2021[29] - Net profit for Q1 2022 reached 441,690 thousand RMB, a 23.4% increase from 357,689 thousand RMB in Q1 2021[46] Cash Flow and Investments - The net cash flow from operating activities reached RMB 2,796,695,000, marking a significant increase of 43.72% year-on-year[6] - Net cash flow from operating activities increased to CNY 2,796,695 thousand in Q1 2022, up from CNY 1,945,996 thousand in Q1 2021, representing a growth of 43.9%[34] - Net cash inflow from investment activities reached CNY 219,510 thousand in Q1 2022, a significant improvement compared to a net outflow of CNY 4,274,721 thousand in Q1 2021[36] - The company reported a net cash outflow from financing activities of CNY 1,635,798 thousand in Q1 2022, contrasting with a net inflow of CNY 1,886,339 thousand in Q1 2021[36] Assets and Liabilities - Total assets at the end of the reporting period amounted to RMB 208,083,708,000, an increase of 3.13% from the end of the previous year[9] - Total assets increased to RMB 208,083,708 thousand as of March 31, 2022, up from RMB 201,769,863 thousand at the end of 2021, representing a growth of approximately 3.6%[23][24] - The total liabilities increased to RMB 191,715,472 thousand as of March 31, 2022, compared to RMB 185,845,702 thousand at the end of 2021, marking a rise of approximately 3.7%[24] - Total liabilities as of March 31, 2022, were CNY 190,503,726 thousand, compared to CNY 184,718,210 thousand at the end of 2021, an increase of 3.9%[42] Shareholder Information - The number of ordinary shareholders at the end of the reporting period was 52,425[13] - The top shareholder, Guolian Trust Co., Ltd., held 166,330,635 shares, accounting for 8.93% of the total shares[13] Operational Efficiency - The weighted average return on equity rose to 3.17%, an increase of 0.61 percentage points compared to the previous year[9] - The bank's non-performing loan ratio remained stable, reflecting effective risk management strategies in place[29] - The cost-to-income ratio significantly improved to 24.40% from 28.77% at the end of 2021, reflecting better operational efficiency[65] Future Plans and Strategies - The bank plans to enhance its digital banking services and expand its market presence in rural areas to drive future growth[29] - The company did not report any new product launches or major strategic changes during the quarter[18]