兰州银行(001227) - 2022 Q1 - 季度财报

Financial Performance - Total operating income for Q1 2022 was CNY 1,785,589, a decrease of 1.58% compared to the same period last year[10]. - Net profit attributable to shareholders was CNY 489,712, representing a significant increase of 94.05% year-on-year[10]. - Net profit attributable to shareholders after deducting non-recurring gains and losses was CNY 527,839, up 72.73% from the previous year[10]. - The net profit for Q1 2022 was RMB 505 million, representing a growth of 89.26% year-over-year[26]. - The company reported a total profit of approximately ¥555.97 million for Q1 2022, compared to ¥210.32 million in Q1 2021, marking a significant increase of 164.00%[55]. - The total comprehensive income for Q1 2022 was approximately ¥442.85 million, compared to ¥293.47 million in Q1 2021, representing an increase of 50.93%[57]. Earnings and Shares - Basic earnings per share increased to CNY 0.08, a 100% rise from CNY 0.04 in the previous year[10]. - The company reported a total of 5,695,697,168 shares outstanding, with a diluted earnings per share of CNY 0.08 based on the latest share count[12]. - The basic earnings per share for Q1 2022 was ¥0.08, up from ¥0.04 in Q1 2021, reflecting a 100% increase[57]. Assets and Liabilities - Total assets at the end of Q1 2022 reached CNY 412,741,559, an increase of 3.10% from the end of the previous year[10]. - Total liabilities amounted to CNY 381,322,218, reflecting a 2.69% increase year-on-year[14]. - The bank's total liabilities reached RMB 381.32 billion, up from RMB 371.33 billion at the end of 2021, indicating an increase of about 2.7%[52]. - The bank's total equity stood at RMB 31.42 billion, compared to RMB 29.01 billion at the end of 2021, reflecting a growth of approximately 8.4%[52]. Cash Flow - The net cash flow from operating activities was CNY -819,288, a decline of 144.32% compared to the same period last year[10]. - The net cash flow from financing activities in Q1 2022 was RMB 1,953,105 thousand, a significant increase from a negative RMB 39,193 thousand in Q1 2021[38]. - The net cash flow from investing activities improved to RMB 230,021 thousand in Q1 2022 from a negative RMB 2,999,263 thousand in Q1 2021[36]. - Cash inflow from operating activities totaled ¥20.27 billion in Q1 2022, compared to ¥23.46 billion in Q1 2021, reflecting a decline of approximately 13%[60]. - The total cash and cash equivalents at the end of Q1 2022 reached approximately ¥4.65 billion, up from ¥2.82 billion at the end of Q1 2021, marking an increase of about 65%[62]. Customer Deposits and Loans - Customer deposits grew to CNY 315,309,406, marking a 3.16% increase compared to the end of last year[14]. - The bank's customer deposits reached RMB 315.31 billion, an increase from RMB 305.65 billion, showing a growth of approximately 3.4%[52]. - The company issued loans and advances totaling RMB 209.18 billion, a decrease of 0.45% from the previous year[25]. - The loans and advances to customers were reported at RMB 209.18 billion, slightly down from RMB 210.12 billion at the end of 2021[50]. Investment and Income - The bank's commission income for Q1 2022 was RMB 121,859 thousand, a 34.62% increase compared to RMB 90,519 thousand in Q1 2021[36]. - Investment income rose by 55.89% to RMB 399,768 thousand in Q1 2022 from RMB 256,443 thousand in Q1 2021[36]. - The net investment income for Q1 2022 was approximately ¥399.77 million, compared to ¥256.44 million in Q1 2021, indicating a growth of 55.73%[55]. Risk and Compliance - The non-performing loan ratio stood at 1.82%, with a provision coverage ratio of 188.06%[26]. - The capital adequacy ratio was reported at 12.09%, meeting regulatory requirements[26]. - The core tier 1 capital adequacy ratio was 9.14%, up from 8.58% in the previous year[19]. - The bank has not engaged in any entrusted wealth management activities or violations regarding external guarantees during the reporting period[45][46]. - There were no non-operational fund occupations by controlling shareholders or related parties reported[46].