金财互联(002530) - 2021 Q3 - 季度财报

Financial Performance - The company's operating revenue for Q3 2021 was ¥299,041,008.42, representing a decrease of 4.64% compared to the same period last year[4]. - The net profit attributable to shareholders was -¥65,693,560.20, a decline of 407.51% year-on-year[4]. - The net profit attributable to shareholders after deducting non-recurring gains and losses was -¥69,725,717.93, a decrease of 542.41% compared to the previous year[4]. - The company's net loss for the current period is -1,381,719,149.17 CNY, worsening from -1,210,446,776.73 CNY in the previous period[28]. - The company reported a significant increase in sales expenses, which rose to 67,236,581.32 CNY from 38,058,716.13 CNY in the previous period[29]. - The company reported a net profit loss of ¥158,097,643.32, compared to a net profit of ¥66,639,340.79 in the previous period, indicating a significant decline in profitability[1]. - Operating profit was recorded at ¥-158,591,207.78, a decrease from ¥47,347,816.49 in the prior period, reflecting operational challenges[1]. - The company recognized a total profit loss of ¥153,680,588.57, compared to a profit of ¥75,615,996.75 in the prior period, indicating a substantial downturn[1]. - The company’s total comprehensive income amounted to ¥-158,097,643.32, contrasting with a comprehensive income of ¥66,639,340.79 in the previous period, further emphasizing the financial difficulties faced[1]. Assets and Liabilities - The total assets at the end of the reporting period were ¥3,358,493,806.87, an increase of 0.89% from the end of the previous year[4]. - The company's total assets increased to 3,358,493,806.87 CNY, up from 3,328,816,499.01 CNY[28]. - Total liabilities rose to 1,228,476,717.53 CNY, compared to 1,041,798,229.59 CNY in the previous period, reflecting a significant increase[26]. - The total owner's equity decreased to 2,130,017,089.34 CNY from 2,287,018,269.42 CNY, indicating a decline in shareholder value[28]. - The company’s retained earnings showed a negative balance of ¥1,210,446,776.73, indicating accumulated losses[45]. Cash Flow - The company reported a net cash flow from operating activities of -¥139,772,774.15, a decline of 135.60% year-on-year[4]. - Cash flow from operating activities showed a net outflow of ¥139,772,774.15, worsening from a net outflow of ¥59,326,042.10 in the previous year[35]. - The company incurred a total of ¥1,106,835,945.04 in cash outflows from operating activities, compared to ¥843,246,347.64 in the previous year, highlighting increased operational costs[35]. - Investment activities resulted in a net cash outflow of ¥327,293,280.16, compared to a smaller outflow of ¥136,184,352.48 in the previous period, suggesting increased investment expenditures[38]. - The company’s cash and cash equivalents at the end of the period were ¥239,134,261.59, down from ¥507,197,262.16 at the end of the previous period, indicating liquidity challenges[38]. Expenses - Tax and additional charges increased by 29.58% to ¥7,732,446.35 due to the cessation of COVID-19 tax relief policies and increased VAT and property tax[12]. - Sales expenses rose by 76.67% to ¥67,236,581.32, primarily due to increased promotional efforts and a higher number of sales personnel in the internet financial sector[12]. - Financial expenses increased by 72.06% to ¥8,712,066.20, attributed to higher bank borrowings and interest expenses[12]. - Credit impairment losses surged by 254.41% to -¥87,378,054.27, mainly due to provisions for financial asset impairments[12]. Research and Development - The company increased its research and development expenditure, with development costs rising by 343.83% to ¥54,841,196.21[11]. - Research and development expenses for the current period reached 66,876,102.83 CNY, an increase of 24.9% compared to 53,544,869.91 CNY in the previous period[29]. Shareholder Information - The number of ordinary shareholders at the end of the reporting period was 37,027[16]. - The largest shareholder, Xu Zhengjun, holds 13.89% of shares, totaling 108,234,676 shares, which are pledged[16].