银之杰(300085) - 2023 Q2 - 季度财报

Fundraising and Financial Management - The total amount raised from the non-public issuance of A-shares was 361,801,988.34 RMB, with a net amount of 344,892,058.34 RMB after deducting issuance costs of 16,909,930.00 RMB[2]. - As of the end of the reporting period, the net amount of raised funds was 344,892.06 thousand RMB, with 192,590.9 thousand RMB invested in projects and 28,965.1 thousand RMB remaining, including 20,000 thousand RMB temporarily idle for cash management[2]. - The company used 83 million RMB of the raised funds to permanently supplement working capital in August 2017[2]. - The company has implemented a dedicated account storage system for the raised funds to ensure proper management[2]. - The company has 15,000 thousand RMB temporarily idle for working capital supplementation as of the end of the reporting period[5]. - The company terminated the original bank data analysis application system construction project and redirected the remaining unused funds to projects related to bank digital transformation solutions, smart device industrialization, and R&D center construction[7]. Financial Performance - The company's operating revenue for the current period is ¥524,721,448.67, representing a 5.22% increase compared to ¥498,692,810.86 in the same period last year[58]. - The net profit attributable to shareholders for the current period is -¥27,337,395.31, an improvement of 42.70% from -¥47,713,241.10 in the previous year[58]. - The net cash flow from operating activities improved by 64.82%, reaching -¥6,064,393.92 compared to -¥17,239,022.91 in the same period last year[58]. - The basic and diluted earnings per share are both -¥0.0387, showing a 42.67% improvement from -¥0.0675 in the previous year[58]. - Total assets at the end of the current period are ¥1,331,314,858.93, a 3.29% increase from ¥1,288,907,948.86 at the end of the previous year[58]. - The net assets attributable to shareholders decreased by 2.95%, totaling ¥760,010,647.55 compared to ¥783,089,062.47 at the end of the previous year[58]. - The weighted average return on equity improved by 1.69 percentage points, reaching -3.54% from -5.23% in the previous year[58]. - The total amount of non-recurring gains and losses for the current period is ¥2,825,585.49 after tax effects[65]. Cash Flow and Investment Activities - The cash inflow from operating activities for the first half of 2023 was CNY 551,323,870.09, an increase from CNY 520,906,556.54 in the same period of 2022, representing a growth of approximately 5.9%[112]. - The net cash flow from operating activities was negative CNY 6,064,393.92, an improvement compared to negative CNY 17,239,022.91 in the first half of 2022[112]. - The cash outflow from investing activities was CNY 58,966,736.01, a decrease from CNY 123,010,156.15 in the same period of 2022, indicating a reduction of approximately 52%[113]. - The net cash flow from investing activities was negative CNY 37,763,987.86, worsening from negative CNY 3,002,276.47 in the first half of 2022[113]. - The cash inflow from financing activities totaled CNY 269,126,321.28, an increase from CNY 220,519,737.83 in the same period of 2022, reflecting a growth of about 21.9%[113]. - The net cash flow from financing activities was negative CNY 1,703,368.76, an improvement from negative CNY 27,329,006.15 in the first half of 2022[113]. Business Development and Strategy - The company is actively recruiting high-quality talent to strengthen its internal control system and improve risk management capabilities[19]. - The company is focused on the healthy development of new businesses and the strategic management of investment progress[16]. - The company is expanding its market presence in Southeast Asia, targeting a 25% increase in market share by the end of 2024[79]. - The company has completed the acquisition of a fintech startup, which is expected to contribute an additional RMB 50 million in revenue annually[79]. - Investment in R&D increased by 30% year-on-year, focusing on blockchain and cloud computing technologies[79]. - The company plans to enhance its digital payment services, aiming for a 40% increase in transaction volume by the end of 2023[79]. - The company has established strategic partnerships with three major banks to enhance its credit reporting services[79]. Corporate Governance and Compliance - The company’s board of directors and supervisory board underwent changes, with several members resigning and new members elected on May 22, 2023[22]. - The company has not faced any administrative penalties related to environmental issues during the reporting period[45]. - The company has not reported any violations of external guarantees during the reporting period[47]. - The company has not sold any significant assets during the reporting period[11]. - The company has not reported any related party transactions involving asset or equity acquisitions or sales during the reporting period[31]. - The company has not disclosed any new product or technology developments in the current report[126]. - The company has not reported any mergers or acquisitions in the current reporting period[126]. Financial Reporting and Accounting - The financial statements for the half-year report have not been audited[133]. - The company has evaluated its ability to continue as a going concern and found no significant doubts regarding its ongoing operations[187]. - The financial statements comply with the accounting standards and accurately reflect the company's financial position and results[190]. - The company has important accounting estimates related to goodwill impairment and deferred tax assets[189]. - The company does not report any differences in net profit and net assets between international accounting standards and Chinese accounting standards[59][60].