Gear Up for Old Second Bancorp (OSBC) Q2 Earnings: Wall Street Estimates for Key Metrics

Core Insights - The consensus EPS estimate for Old Second Bancorp has remained unchanged over the last 30 days, indicating analysts' reassessment of their forecasts [1] - Analysts predict a year-over-year decline in quarterly earnings to $0.48 per share, representing a 14.3% decrease [6] - Revenue is expected to decline by 2.5% year-over-year, with an estimated total of $70.03 million [6] Financial Metrics - The 'Net Interest Margin' is projected to be 4.6%, consistent with the same quarter last year [3] - The 'Total interest earning assets - Average Balance' is estimated at $5.24 billion, down from $5.53 billion a year ago [4] - 'Net interest and dividend income' is forecasted to be $59.51 million, a decrease from $63.58 million in the previous year [5] - The 'Efficiency Ratio' is expected to reach 52.4%, compared to 46.8% in the same quarter last year [9] - 'Total noninterest income' is projected at $10.37 million, an increase from $8.22 million a year ago [10] - The estimated 'Net Interest Income (FTE)' is $59.79 million, down from $64.45 million in the same quarter last year [11]