Veritex Holdings (VBTX) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates

Efficiency Ratio (GAAP): 59.1% versus the two-analyst average estimate of 58.2%. Net charge-offs to average loans outstanding: 0.3% versus 0.3% estimated by two analysts on average. Net Interest Margin: 3.3% compared to the 3.2% average estimate based on two analysts. Total nonperforming loans held for investment (NPLs): $58.75 million versus $85.54 million estimated by two analysts on average. Total nonperforming assets (NPAs): $83.01 million compared to the $95.29 million average estimate based on two ana ...