United Community Banks (UCBI) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates

Efficiency Ratio - Operating: 57.1% compared to the 59.8% average estimate based on three analysts. Net charge-offs to average loans: 0.3% versus the three-analyst average estimate of 0.3%. Net Interest Margin: 3.4% versus 3.2% estimated by three analysts on average. Average balance - Total interest-earning assets: $25.03 billion compared to the $25.28 billion average estimate based on three analysts. Total nonperforming assets: $116.72 million versus $108.90 million estimated by two analysts on average. To ...