Countdown to American International Group (AIG) Q2 Earnings: A Look at Estimates Beyond Revenue and EPS

Core Insights - Analysts project that American International Group (AIG) will report quarterly earnings of $1.39 per share, a decline of 20.6% year over year, with revenues expected to reach $12.23 billion, down 6.9% from the same quarter last year [1] Earnings Estimates - There has been a 4% downward revision in the consensus EPS estimate over the last 30 days, indicating a collective reconsideration by analysts [1] - The consensus estimate for 'Adjusted Revenue- Life and Retirement- Net investment income' is projected at $2.74 billion, reflecting a year-over-year increase of 10.6% [2] - 'General Insurance- Net premiums earned' is estimated at $5.76 billion, indicating a decline of 11.4% year over year [2] - 'Adjusted Revenue- Group Retirement' is expected to reach $689.52 million, showing a slight decrease of 0.1% year over year [2] Additional Revenue Metrics - The consensus for 'Adjusted Revenue- Life Insurance' stands at $1.29 billion, suggesting a year-over-year increase of 0.5% [3] - 'Adjusted Revenue- Institutional Markets' is projected at $2.00 billion, indicating a decline of 15.5% from the prior-year quarter [3] Insurance Ratios - Analysts predict a 'Combined Ratio - Total General Insurance' of 92.0%, compared to 90.9% from the previous year [3] - The 'Expense Ratio - Total General Insurance' is expected to be 32.0%, up from 31.6% year over year [3] - The 'Loss Ratio - Total General Insurance' is forecasted to be 58.8%, slightly improved from 59.3% in the same quarter last year [3] Regional Combined Ratios - 'Combined Ratio - International - Commercial Lines' is estimated at 87.1%, compared to 89% from the previous year [4] - 'Combined Ratio - North America - Personal Insurance' is projected at 100.2%, down from 112.9% in the same quarter last year [4] - 'Combined Ratio - International - Personal Insurance' is expected to be 98.3%, slightly up from 98% year over year [4] - 'Combined Ratio - North America - Commercial Lines' is forecasted at 90.5%, compared to 85.6% from the previous year [4] Stock Performance - Over the past month, AIG shares have recorded a return of +0.4%, contrasting with the S&P 500 composite's -1.2% change [5] - AIG holds a Zacks Rank 3 (Hold), suggesting that its performance is likely to align with the overall market in the upcoming period [5]