Coastal Financial: Heightened Risk Appetite Is Hurting Value Generation Capability

Peter Cade/DigitalVision via Getty Images Innovation in the financial sector has little room compared to other industries, in the banking industry it is much more difficult. Coastal Financial Corp.'s (NASDAQ:CCB) banking as a service segment, CCBX, is an attempt to expand banking services to new customers through fintech companies. It is a very lucrative business model, capable of generating high value. But it needs several optimizations in the underwriting of its loans and better terms with its partners. T ...