Bank OZK Rides on High Rates, Fee Income Amid Weak Asset Quality

Bank OZK (OZK) remains well-positioned for growth on the back of a diversified loan portfolio, efforts to improve fee income and high interest rates. However, an elevated expense base and weak asset quality are headwinds. OZK's Growth Drivers Solid Growth Strategy: Bank OZK's growth is significantly driven by a de novo branching strategy alongside its inorganic measures. The bank's revenues experienced a compound annual growth rate (CAGR) of 16.3% over the last three years ended 2023, primarily driven by st ...