Hims(US:HIMS) The Motley Fool·2024-10-04 09:15Group 1: Hims & Hers Health - Hims & Hers Health offers subscription-based telehealth services, allowing users to access prescription and over-the-counter products online, along with telehealth visits with medical providers [3][5] - The company has experienced significant growth, with shares increasing by over 180% in the past 12 months [4] - In Q2 2024, Hims & Hers reported revenue of $315.6 million, a 52% increase year-over-year, and achieved net income of $13.3 million, compared to a net loss of $7.2 million in the same period last year [6] - The company’s adjusted EBITDA reached $39.3 million, a 270% increase from the previous year, and its subscriber base grew by 43% to 1.9 million [7] - Hims & Hers aims for each of its core health specialty segments to generate over $100 million in revenue by 2025, supported by a total revenue of approximately $594 million in the first half of 2024, up 49% from the previous year [8] Group 2: Mastercard - Mastercard processes approximately 24% of all global credit card transactions and is the second-largest credit card processor in the U.S. with a market share of around 25% [9] - The company generates revenue primarily from transaction fees charged to financial institutions, rather than from credit issuance, making it less vulnerable to consumer credit behavior [11][12] - In Q2 2024, Mastercard reported net revenue of $7 billion, an 11% increase year-over-year, with net income of $3.3 billion and operating income of $4 billion, reflecting increases of 15% and 10% respectively [13] - Gross dollar volume rose by 9% and purchase volume increased by 10% in the same quarter, showcasing the resilience of Mastercard's business model [14] - The company has maintained a dividend payout for 13 consecutive years, with a forward annual dividend of $2.64 per share and a payout ratio of approximately 19% of earnings [15][16]