Core Viewpoint - Nu Holdings is a growth stock favored by prominent investors Warren Buffett and Cathie Wood, with a combined investment of nearly 1.5billion,yetremainslargelyunknowntomanyinvestors[1][5].CompanyOverview−NuHoldingsoperatesasafintechcompanyprovidingarangeoffinancialservicesviasmartphones,primarilyinBrazil,Mexico,andColombia,withover100millioncustomers[6][7].−Thecompanyhasexperiencedsignificantgrowthsinceitsinceptionin2013,capturingalargemarketsharefromtraditionalbanksbyofferingadvancedservicesatlowercosts[7].FinancialPerformance−Nu′ssaleshavesurgedfromjustover2 billion two years ago to nearly $8 billion today, with earnings turning positive and expected to grow at an average of 54% annually over the next five years [8]. - The current valuation of Nu is approximately 32 times forward earnings, which is considered attractive for a proven growth stock [4][10]. Investment Considerations - Despite its strong fundamentals and growth potential, Nu's stock has experienced volatility, including a 70% decline in value during the first year post-IPO, highlighting the risks associated with rapid-growth stocks [11][12].