Key Takeaways Nu Holdings added 4.3M customers in Q1 2025, reaching 118.6M, up 19% year over year. NU posted $11.2 in ARPAC, nearly matching last year despite rapid market expansion. NU's shares are up 17% YTD but lag the industry; forward P/E stands at 18.68 compared with industry's 9.36.Nu Holdings Ltd. (NU) is not just growing, it is accelerating growth at a remarkable pace. In the first quarter of 2025 alone, the digital banking powerhouse added a staggering 4.3 million customers, bringing its total t ...

If you think $100 isn't enough to buy great growth stocks, think again. A $100 investment in Nvidia 10 years ago is worth more than $25,000 today. It won't be easy to identify the next Nvidia, but that's just an example to illustrate the power of investing. The earlier you start, the more you can give your money the chance to compound over time. If you have $100 to invest every month, you will be well on your way toward creating a powerful retirement portfolio.SoFi Technologies (SOFI -1.24%) and Nu Holdings ...

Nu Holdings (NYSE: NU ) – known widely by the name Nubank – valued above Itaú Unibanco ( ITUB ), South America's largest private bank, is probably the most successful Neobank worldwide. In less than a decade, it has surpassedHello! I am a Latin-American fundamentalist investor searching for discounted stocks across the region, but also worldwide. I have worked as a Portfolio Manager at a large financial institution and previously in invesment banking and economic journalism. I have experience mainly in tech ...

I've not written a public article about Nu Holdings (NYSE: NU ) before, but I picked this stock at $4.47 at Potential Multibaggers and have written dozens of articles and updates about the company. It's one of the best companiesPotential Multibaggers focuses on stocks that have the potential to go up 10x or more over the next decade. Potential Multibaggers is for long-term investors who want to fill their portfolio with potentially life-changing returns and have the patience and equanimity to hold through v ...

Core Insights - Nubank, headquartered in São Paulo, Brazil, is the largest fintech bank in Latin America with approximately 118.6 million customers, primarily in Brazil [1] Company Overview - Nubank is best known for its digital banking services, which have contributed to its significant customer base in the region [1] Market Position - The company has established itself as a leading player in the fintech sector within Latin America, indicating strong growth potential in the digital banking space [1]

Nu Holdings (NYSE: NU ) reported decent earnings for its first fiscal quarter last week amid strong growth momentum in the Fintech's core markets in Brazil, Mexico and Colombia. In the first-quarter, Nu Holdings reported strong customer acquisition momentum and the FintechAnalyst’s Disclosure: I/we have a beneficial long position in the shares of NU, SOFI, XYZ either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving comp ...

Nu Holdings Ltd. (NU) has faced pressure recently, with its stock sliding nearly 16% over the past six months, a sharp contrast to the industry’s 23% growth.Image Source: Zacks Investment ResearchWhile NU’s decline stands out, peer performance offers a mixed picture. SoFi Technologies (SOFI) has also faced headwinds, declining 19% during the same period, reflecting broader volatility in the Latin American financial sector. On the other hand, Banco Santander (Brasil) S.A. (BSBR) has delivered gains, surging ...

Warren Buffett's trades and wisdom are always newsworthy, but he just made historic headlines with the announcement of his retirement at Berkshire Hathaway's annual meeting. Buffett has led Berkshire Hathaway to become the seventh-largest company in the world by market cap, and his trading activity rivets the investing world as legions of fans try to emulate his success. He has crushed the market over time without leaning into the growth stocks that investors normally gravitate toward to supercharge their p ...

Core Viewpoint - Nu Holdings has shown impressive market performance, rising nearly 30% this year, while the S&P 500 remains relatively unchanged, indicating a shift in investor sentiment towards its international status as a safer investment amid ongoing tariff discussions [1] Company Performance - In Q1 2025, Nu Holdings reported a 40% year-over-year revenue increase to $3.1 billion (currency neutral) and a 74% rise in net income to $557.2 million, driven by new customer acquisitions and cross-selling of products [5] - The company added 4.3 million customers, totaling 118.6 million, marking a 19% year-over-year increase [5] - Deposits surged by 48% to $31.6 billion, while the interest-earning portfolio grew by 62% to $13.8 billion [5] Customer Engagement - Most customers utilize Nu as their primary banking service, allowing the company to leverage data for expansion and product development [6] - The cost to serve has decreased, and the average revenue per active customer (ARPAC) has increased, particularly as customer tenure on the platform grows, leading to better monetization [6] Market Expansion - In Brazil, Nu has captured 59% of the adult population, with a 14% year-over-year increase in membership, indicating ongoing growth potential [8] - In Mexico, membership rose by 70% year-over-year to 11 million, with deposits more than doubling to over $5 billion, and revenue nearly doubling to $245 million, although it currently serves only 12% of the adult population [9] - The company has a small presence in Colombia, reaching 3 million members, or 8% of its target market [10] Valuation and Investment Potential - Nu Holdings is considered a growth stock with a forward one-year price-to-earnings (P/E) ratio of 17, which is viewed as attractive for a growth company, suggesting potential for price expansion as it continues to grow and enter new markets [12]

For the past few years, I had been defending the bullish thesis on Nu Holdings ( NU ) that it was a stock to own rather than trade, based on its rapid expansion of clients, veryAs a researcher and operations manager at DM Martins Research, I leverage my deep understanding of global markets to provide valuable and actionable insights. Previously, I contributed to TheStreet and currently write for platforms such as TipRanks and GuruFocus. At Seeking Alpha, my focus is on delivering in-depth analysis of foreig ...