If you enjoyed this, consider Ian's Insider Corner to enjoy access to similar initiation reports for all the new stocks that we buy. Membership also includes an active chat room, weekly updates, and my responses to your questions.Ian Bezek is a former hedge fund analyst at Kerrisdale Capital. He has spent the decade living in Latin America, doing the boots-on-the ground research for investors interested in markets such as Mexico, Colombia, and Chile. He also specializes in high-quality compounders and growt ...

Core Viewpoint - The article emphasizes the importance of quantitative research, financial modeling, and risk management in uncovering high-growth investment opportunities within the equity market [1]. Group 1: Expertise and Experience - The analyst has over 20 years of experience in quantitative research, focusing on equity valuation, market trends, and portfolio optimization [1]. - Previous role as Vice President at Barclays involved leading teams in model validation, stress testing, and regulatory finance, showcasing deep expertise in both fundamental and technical analysis [1]. Group 2: Research Approach - The research approach combines rigorous risk management with a long-term perspective on value creation, aiming to provide actionable ideas for investors [1]. - There is a particular interest in macroeconomic trends, corporate earnings, and financial statement analysis to help investors outperform the market [1].

As I've covered in the past, a large part of my structurally bullish thesis for Nu Holdings ( NU ) is based on a few well-established pillars: its unmatched scale and engagement, being the largest digital bankEquity Research Analyst at DM Martins Research.I cover stocks that are often undercovered, focusing primarily on Brazil and Latin America — but I also occasionally write about global large caps. My work can also be found on TipRanks, where I contribute regularly, and on TheStreet, where I was a frequen ...

Nu Holdings Ltd. (NYSE:NU) is one of the best large cap stocks to buy under $50. On January 27, Susquehanna increased its price target for Nu Holdings to $22 from $19 with a Positive rating. The firm anticipates a strong 2026 as the company nears a global expansion phase, applying its growth model from Brazil, Mexico, and Colombia to the US market. Additionally, Susquehanna expressed confidence in the company’s asset quality, citing stable delinquency rates and strong unit economics across existing regions ...

Core Insights - Investing in fintech, which combines financial services and technology, presents significant opportunities for portfolio growth, with notable companies like Nu Holdings and SoFi Technologies showing impressive stock performance [1][2] Company Overview: Nu Holdings - Nu Holdings has experienced a remarkable 284% increase in share price over the past three years, establishing itself as a leading banking entity in Latin America [1] - The company serves a vast unbanked and underbanked population, boasting 110 million customers primarily in Brazil, with expansion into Mexico and Colombia [5] - Nu's revenue grew by 42% year-over-year in Q3, with net income rising by 41%, attributed to its scalable business model that eliminates traditional bank branches [6] - The company maintains strong risk management practices, crucial for operations in emerging markets, and has a significant revenue-cost gap that supports robust earnings [7] Company Overview: SoFi Technologies - SoFi Technologies has seen a 204% increase in share price over the past three years, demonstrating strong financial performance [1] - The company reported a 38% surge in adjusted net revenue in 2025, driven by increases in fee-based revenue and interest income, alongside a growing membership base of 13.7 million after adding 1 million new customers in Q4 [8] - Adjusted net income for SoFi increased by 112% last year, with projections of $825 million in adjusted net income for 2026, reflecting a 72% year-over-year growth [9] - SoFi emphasizes product innovation, introducing features like cryptocurrency trading and blockchain-enabled payments, enhancing user experience and supporting ongoing success [10]

Core Viewpoint - Berkshire Hathaway remains a compelling investment despite Warren Buffett stepping down as CEO, with quarterly data still reflecting his influence until the first-quarter results of 2026 are released [1] Group 1: Company Performance - Berkshire Hathaway missed significant gains by selling its position in Nu Holdings at the end of 2024, which has since outperformed other stocks in its portfolio [2][3] - Nu Holdings has shown remarkable stock performance, surpassing the top 10 stocks in Berkshire Hathaway's portfolio in 2025 [3] Group 2: Market Position and Growth - Nu Holdings is an all-digital bank operating in Brazil, Mexico, and Colombia, becoming the largest financial institution in Brazil by customer count, with 61% of the adult population on its platform [6] - The company has a growing presence in Mexico and Colombia, with 14% and 10% of the populations, respectively, using its services [6] - Nu is actively monetizing its Brazilian user base and plans to expand into new markets, including the U.S., with new offices opening in Miami, Palo Alto, and Washington, D.C. [8] Group 3: Stock Information - Nu Holdings has a current market capitalization of $85 billion, with a stock price of $17.75, reflecting a recent change of -5.38% [7]

In the latest trading session, Nu Holdings Ltd. (NU) closed at $17.75, marking a -5.38% move from the previous day. This move lagged the S&P 500's daily loss of 0.43%. Meanwhile, the Dow experienced a drop of 0.37%, and the technology-dominated Nasdaq saw a decrease of 0.94%. Coming into today, shares of the company had gained 12.07% in the past month. In that same time, the Finance sector gained 0.35%, while the S&P 500 gained 0.89%. Investors will be eagerly watching for the performance of Nu Holdings Ltd ...

This fintech stock just posted a huge 62% gain in 2025.The first month of 2026 is coming to a close. And investors are already well on their way to figuring out what portfolio moves to make. Maybe companies that have performed well in the past are best positioned to keep the momentum going. Here's why it's important to take a look at Nu Holdings (NU 5.52%). This fintech stock posted a monster 62% return last year. And Nu is poised to have another great showing in 2026. This booming fintech stock isn't expen ...

The U.S. Office of the Comptroller of the Currency (OCC) has conditionally approved Nubank to establish a national bank, which possibly preconditions the establishment of regulated crypto custody services in the country. The grant, which came 121 days after the company filed its application on Sept. 30, 2025, permits the company to enter the bank organization phase. Nubank fulfilled the capitalization, governance, and supervisory conditions provided by the OCC in this period and also obtained independen ...

This story was originally published on Banking Dive. To receive daily news and insights, subscribe to our free daily Banking Dive newsletter. Dive Brief: Brazilian digital challenger Nubank has received conditional approval from the Office of the Comptroller of the Currency to establish a U.S. national bank, the company said Thursday. While the company enters the organization phase and awaits approval from the Federal Deposit Insurance Corp. and the Federal Reserve, Nubank “will focus on fully capitaliz ...