Nu Asset Management, Nubank’s (NYSE: NU) investment manager, is introducing the Nu CDI Tesouro Selic B3 (NCDI11), a new fixed income ETF. The solution enables investors to access Letras Financeiras do Tesouro (LFT) – Selic-linked government bonds – tracking the performance of these securities over a period of time. The NCDI11 will reportedly be the first ETF indexed to the B3 Selic Treasury Index (Índice Tesouro Selic B3), the government bond index thas has been developed and calculated by B3.Introduced on ...

Key Takeaways NU shares slid 7% in a month, outpacing the broader industry's 2% decline.NU added 4.1M customers in Q2 2025, driving 40% FXN revenue growth and higher monetization.Despite strong returns and scale, NU trades at a steep premium versus industry averages.Nu Holdings Ltd. (NU) has witnessed a 7% slide in its stock price over the past month, outpacing the broader industry’s 2% decline.                                                       Image Source: Zacks Investment ResearchThis piece examines ...

Nu Holdings Ltd. (NU) closed the most recent trading day at $15.08, moving +1.07% from the previous trading session. The stock's performance was behind the S&P 500's daily gain of 1.56%. At the same time, the Dow added 1.29%, and the tech-heavy Nasdaq gained 2.21%. Shares of the company witnessed a loss of 4.91% over the previous month, trailing the performance of the Finance sector with its loss of 2.31%, and the S&P 500's gain of 0.41%.Analysts and investors alike will be keeping a close eye on the perfor ...

Core Insights - Investors in the Banks - Foreign sector may consider UBS and Nu Holdings Ltd. for potential value opportunities [1] - UBS has a stronger Zacks Rank of 2 (Buy) compared to Nu Holdings Ltd.'s Zacks Rank of 3 (Hold), indicating a better earnings outlook for UBS [3] Valuation Metrics - UBS has a forward P/E ratio of 17.34, while Nu Holdings Ltd. has a higher forward P/E of 27.77, suggesting UBS may be undervalued [5] - The PEG ratio for UBS is 0.67, compared to Nu's 0.81, indicating UBS's expected earnings growth is more favorable relative to its price [5] - UBS's P/B ratio stands at 1.45, significantly lower than Nu's P/B of 7.78, further supporting UBS's valuation as more attractive [6] Earnings Outlook - UBS is experiencing an improving earnings outlook, which enhances its attractiveness as a value investment compared to Nu Holdings Ltd. [7]

Core Thesis - Nu Holdings Ltd. (NU) presents a compelling long-term growth opportunity driven by its under-monetized user base and substantial ARPAC upside [2][4] User Base and ARPAC - The bank currently serves 122.7 million users with a weighted-average ARPAC of $12.2, while mature cohorts generate $27–$28 per month, compared to incumbents at approximately $45 [2] - Management anticipates ARPAC to rise steadily toward incumbent levels while maintaining a low $1 cost to serve, creating significant operating leverage as cohorts mature [2] Revenue Projections - Under a conservative scenario, assuming flat user growth for the next five years and ARPAC rising to only $20, Nubank's revenue could reach $29.45 billion, translating to $5.89 billion in net income [2][3] - Modest assumptions of 5% user CAGR could lift revenue to $37.6 billion and net income to $7.5 billion, implying a market cap of $150 billion and approximately 17.5% annualized return [3] Market Capitalization and Upside Potential - Applying simple P/E multiples suggests a year-five market cap between $88 billion and $147 billion, indicating 31%–119% upside from the current valuation of $67.2 billion [3] - This analysis does not account for potential upside from user expansion, cross-sell opportunities, margin improvement, or international growth [3] Risk Factors - Risks include higher credit costs from macroeconomic shocks, ARPAC compression from mass-market pricing pressure, FX translation exposure, and execution challenges in scaling credit and payroll products [3] Investment Case - Nubank's combination of under-penetrated users, strong ARPAC growth potential, and low operating costs positions the stock for meaningful upside, making it a highly attractive investment case over the medium term [4] - The stock has appreciated approximately 20% since a previous bullish thesis in May 2025, which highlighted strong revenue and customer growth, high net income margins, and upside from underpenetrated financial services in Latin America [5]

The recommendations of Wall Street analysts are often relied on by investors when deciding whether to buy, sell, or hold a stock. Media reports about these brokerage-firm-employed (or sell-side) analysts changing their ratings often affect a stock's price. Do they really matter, though?Let's take a look at what these Wall Street heavyweights have to say about Nu Holdings Ltd. (NU) before we discuss the reliability of brokerage recommendations and how to use them to your advantage.Nu currently has an average ...

Key Points Operating in Latin America presents certain risks related to macro and political uncertainties. Nu is serving the unbanked and underbanked population there, supporting a rising revenue base. It's surprising that this fintech stock trades at a valuation below that of the S&P 500. 10 stocks we like better than Nu Holdings › Nu Holdings (NYSE: NU) has no presence in the U.S. But that doesn't mean it should be off your investing radar. It's a $74 billion banking behemoth that's making wav ...

Nu Holdings Ltd. (NYSE:NU) is one of the best stocks to buy under $20. On September 30, Nubank announced that it had applied for a national bank charter with the Office of the Comptroller of the Currency/OCC of the US. This action is a preparatory stage supporting Nubank’s long-term vision of expanding its customer-centric, tech-driven digital banking platform beyond Latin America, with the ultimate goal of evolving its regional platform into a global model. This pursuit positions the company to unlock ne ...

FinTech IPO Index Performance - The FinTech IPO Index experienced a decline of 2.6% as a group [1] Katapult's Financial Situation - Katapult shares fell by over 29% following an SEC filing indicating a limited waiver with lenders due to failure to maintain a minimum trailing three-month origination [2] Nubank's Expansion Plans - Nubank applied for a U.S. national bank charter to expand its digital banking platform beyond Latin America, filing with the Office of the Comptroller of the Currency [3] - Co-founder Cristina Junqueira has relocated to the U.S. to oversee the emerging business, while its subsidiary in Mexico is awaiting final operational approval after receiving bank authorization [4] - Shares in Nu Holding decreased by 3.5% [4] Ace Hardware and Affirm Partnership - Ace Hardware partnered with Affirm to offer a pay-over-time option for customers at its 5,200 locations [5] - Customers can use Affirm by scanning a QR code at checkout, with payment options starting at $50; Affirm shares dropped by 5.8% [6] nCino's AI Tools for Mortgage Lending - nCino launched advanced AI tools aimed at streamlining mortgage lending processes, enhancing underwriting accuracy, and improving borrower experiences, with stock down by 8.1% [6] OppFi's Credit Facility - OppFi's stock fell nearly 12% after announcing a $150 million revolving credit facility to support loan originations and expand lending capacity [7] Robinhood's Tokenization Insights - Robinhood's CEO discussed the unstoppable growth of tokenization, predicting that major markets will have frameworks in place within five years, while full adoption may take over a decade [8] - Robinhood began offering over 200 tokenized U.S. stocks to EU customers in June [9] - The company's stock increased by 19.5%, contrasting with the negative trend in the FinTech IPO Index [10] Paysafe's Partnership with CMC Markets - Paysafe partnered with CMC Markets to expand payment options for traders in various global markets, with Skrill and Neteller becoming the first digital wallets for the broker [11] - Traders can use these wallets for funding accounts and making withdrawals, leading to a 2.4% increase in Paysafe's stock [12]

Nu Holdings Ltd. (NYSE:NU) is among the 10 Best Mobile Payments Stocks to Buy Now. Nu Holdings Ltd. (NYSE:NU) announced Q2 net income of $637 million, up 42% YoY on an FX-neutral basis, while revenues surged 40% to $3.7 billion, due to customer growth and engagement. The digital lender outperformed its peers with a return on equity of 28%. Nu Holdings Ltd. Announces Second Quarter 2025 Financial Results Nu Holdings Ltd. (NYSE:NU) had an activity rate of 83.2% during the quarter, adding 4.1 million new cl ...