Core Insights - FS Bancorp reported revenue of 37.21millionforthequarterendedSeptember2024,reflectingayear−over−yearincreaseof4.51.29, up from 1.13inthesamequarterlastyear,representingasurpriseof+12.171.15 [1] Financial Performance Metrics - Net Interest Margin was reported at 4.4%, slightly above the estimated 4.3% [1] - Efficiency Ratio stood at 69.4%, significantly higher than the average estimate of 62.7% [1] - Total Non-Interest Income was 5.97million,slightlybelowtheestimated6 million [1] - Net Interest Income was reported at 31.24million,marginallyexceedingtheestimateof31.10 million [1] Stock Performance - FS Bancorp shares have returned -5.2% over the past month, contrasting with the Zacks S&P 500 composite's +2.8% change [2] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [2]