FirstCash (FCFS) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates

Core Insights - FirstCash Holdings reported revenue of $837.32 million for the quarter ended September 2024, reflecting a year-over-year increase of 6.5% [1] - The company's EPS was $1.67, up from $1.56 in the same quarter last year, with an EPS surprise of +5.70% compared to the consensus estimate of $1.58 [1] - The reported revenue was slightly below the Zacks Consensus Estimate of $838.35 million, resulting in a surprise of -0.12% [1] Revenue Breakdown - Leased merchandise income was reported at $188.56 million, which was below the two-analyst average estimate of $192.70 million, showing a year-over-year decline of -0.4% [2] - Pawn loan fees reached $186.56 million, exceeding the two-analyst average estimate of $178.95 million, with a year-over-year increase of +6.9% [2] - Interest and fees on finance receivables amounted to $61.20 million, surpassing the two-analyst average estimate of $58.71 million, but also reflecting a year-over-year decrease of -0.4% [2] Stock Performance - Over the past month, FirstCash shares have returned -3.1%, contrasting with the Zacks S&P 500 composite's increase of +1.5% [2] - The stock currently holds a Zacks Rank 4 (Sell), indicating potential underperformance relative to the broader market in the near term [2]