浙商银行郑州分行：票据业务助力在豫实体企业发展

Core Insights - Financial institutions are focusing on better serving the real economy amidst changing economic conditions and diverse business needs [1] - Zhejiang Commercial Bank Zhengzhou Branch has significantly enhanced support for local enterprises through comprehensive bill services, benefiting over 600 private enterprises in Henan province [1][2] Group 1: Bill Services for Power Enterprises - A power enterprise in Henan, reliant on straw for power generation, faced funding challenges but maintained stable supply due to a tailored bill service solution from Zhejiang Commercial Bank Zhengzhou Branch [1] - The bank's "1+N commercial bill model + interbank discounting + re-discounting" service alleviated concerns about fund realization for upstream suppliers, resulting in 87 transactions worth 132 million yuan at lower discount rates than industry averages [1] Group 2: Support for Aluminum Processing Industry - The aluminum processing industry in Henan has become a significant economic driver, with Zhejiang Commercial Bank Zhengzhou Branch providing financing support exceeding 7 billion yuan to 24 clients in the sector over the past three years [2] - The bank's bill service team introduced various solutions, including online invoicing and a "bill pool," to enhance payment efficiency and reduce financial costs for small and medium-sized enterprises in the aluminum processing chain [1][2] Group 3: Technological Empowerment in Bill Services - A leading private enterprise in the new materials sector has benefited from an innovative "1+N commercial bill discount service" that streamlines the discounting process and enhances credit transmission through bill chain technology [2] - The service allows for rapid processing of discount transactions, with a full cycle taking only 30 minutes, thus improving fund utilization and stabilizing supply chain relationships for core enterprises [2]