重庆银行毕节分行违规被罚 贷款过程中附加不合理条件

Group 1 - The National Financial Supervision Administration imposed a fine of 300,000 yuan on Chongqing Bank's Bijie branch for adding unreasonable conditions during the loan process and using third-party intermediaries for deposit collection [1] - The former branch manager, Xia Jianhua, received a warning for his responsibility in the matter [1] - The penalties were based on violations of the Banking Supervision Law of the People's Republic of China, specifically articles related to prudent operation rules and serious violations [1] Group 2 - The Banking Supervision Law outlines that financial institutions must adhere to prudent operation rules, which include risk management, internal control, capital adequacy, asset quality, and liquidity [1] - Serious violations can lead to fines ranging from 200,000 to 500,000 yuan, and in severe cases, institutions may face suspension or revocation of their operating licenses [1] - The law also allows for disciplinary actions against responsible directors and senior management, including warnings and fines [1]