BILL (BILL) Seeking Alpha·2024-10-31 16:48Investment Philosophy - The analyst is a retail investor with a director-level job in Accounting/Finance, investing for 5 years with a cumulative return of +20% CAGR [2] - The investment strategy focuses on low-risk investments, avoiding overpriced stocks, and achieving significant alpha through 5-10 ideas at a time [2] - The analyst believes generating alpha is achievable for individuals who dedicate time to researching companies within their circle of competence and exhibit patience and discipline [2] Community Engagement - The analyst publishes ideas on Seeking Alpha to create a community for discussing investment ideas and encourages interaction through comments and social media [2] Disclosure - The analyst holds a beneficial long position in the shares of BILL through stock ownership, options, or other derivatives [3] - The analyst does not receive compensation for the article other than from Seeking Alpha and has no business relationship with any company mentioned in the article [3]