保险业持续服务乡村全面振兴 去年直接和引进捐赠帮扶资金超40亿元

Industry Overview - The China Insurance Association released the "Blue Book on High-Quality Insurance Services for Rural Revitalization (2024)" at the Third (Expanded) Meeting of the Standing Committee of the First Rural Revitalization Professional Committee [1] - The 2024 edition of the Blue Book builds on the 2021 and 2023 versions, focusing on insurance service capabilities, product supply, and service models to enhance the industry's ability to serve rural revitalization and the "three rural issues" (agriculture, rural areas, and farmers) [1] - The Blue Book is divided into five sections, analyzing the insurance industry's role in rural revitalization in 2023 and outlining future priorities [1] Service Capability Enhancement - The insurance industry has improved its service system, technological application, risk reduction services, and insurance fund utilization to strengthen its service foundation [1] - By the end of 2023, insurance companies established 10,199 "three rural" marketing service departments, 65,007 "three rural" insurance service stations, and 363,737 "three rural" insurance service points [2] - In 2023, the industry invested approximately 225 million yuan in technological applications, including spatial information technology, AI recognition, artificial intelligence, and IoT, to build data-sharing platforms for agricultural production and risk information [2] - The industry allocated 1.48 billion yuan for disaster prevention and loss reduction in agriculture, a 122.48% increase compared to 2022 [2] Insurance Product Supply - The Blue Book highlights the industry's efforts to ensure stable agricultural production, improve rural livelihoods, protect rural property, and support key rural areas [2] - In 2023, the industry offered 770 insurance products for oil crops like soybeans and peanuts, providing 74.751 billion yuan in risk coverage and paying 2.782 billion yuan in claims [2] - There were 469 insurance products for seed breeding, offering 8.178 billion yuan in risk coverage and paying 751 million yuan in claims [2] - The industry provided 3,465 insurance products for the "vegetable basket project," offering 1.56 trillion yuan in risk coverage and paying 31.306 billion yuan in claims [2] - For fisheries, 987 insurance products were available, providing 77.159 billion yuan in risk coverage and paying 3.28 billion yuan in claims [2] - In rural property protection, 2,267 insurance products were offered, providing 7.71 trillion yuan in risk coverage and paying 9.939 billion yuan in claims [3] Service Model Innovation - The Blue Book introduces various service models, including targeted assistance, poverty prevention insurance, rural revitalization insurance, and "insurance+" models [3] - In 2023, the insurance industry directly or indirectly donated approximately 4.017 billion yuan in assistance funds and helped sell agricultural products worth 489 million yuan from targeted assistance counties [3] - The industry deployed 2,202 seconded cadres and trained approximately 180,000 rural cadres, industry leaders, and technical personnel [3] - By the end of 2023, 31 insurance institutions partnered with local governments to offer "poverty prevention insurance," paying 2.294 billion yuan in claims, which played a significant role in consolidating poverty alleviation achievements [3] - The industry upgraded the rural revitalization insurance model to provide comprehensive protection for agricultural production, farmers' livelihoods, and rural ecology [3] - The "insurance+" model was further developed, integrating insurance with futures, financing, supply chains, digital technology, public welfare, healthcare, and governance [3] Future Directions - The Blue Book emphasizes the need to focus on key service areas, improve the quality and efficiency of "three rural" insurance services, and enhance the industry's ability to protect agricultural production, rural livelihoods, and rural infrastructure [4] - The industry should continue to upgrade insurance infrastructure, investment capabilities, and comprehensive risk management to build a trustworthy, reliable, and warm image [4]