Zheng Quan Shi Bao Wang·2024-11-14 19:08Group 1 - The core viewpoint of the articles is that the Bank of Communications Shenzhen Branch is actively enhancing financial services for individual businesses in response to national policies aimed at promoting their development [1][2] Group 2 - Credit support has been comprehensively upgraded, with the bank customizing special credit resources for individual businesses, optimizing approval mechanisms, and reducing average loan approval time to 3 days. The personal operating loan balance has reached nearly 40 billion yuan, with individual business loans exceeding 15 billion yuan [1] Group 3 - The bank has established a regular communication mechanism with various local government agencies to deepen cooperation with individual businesses, successfully hosting multiple business matching events during the "Individual Business Service Month," covering over 100 individual businesses [1] Group 4 - Payment and settlement services have been made more convenient and efficient, with the bank promoting simplified account opening services and optimizing account management processes. Additionally, 13 payment and settlement fees have been waived, resulting in a total fee reduction of over 17 million yuan, benefiting more than 300,000 individual businesses [1] Group 5 - The bank is actively promoting financial policies through various channels, tailoring promotional content to help individual businesses understand and apply financial products. This includes hosting lectures and distributing promotional materials to enhance financial literacy among individual businesses [2] Group 6 - The Bank of Communications Shenzhen Branch plans to continue increasing support for the real economy and individual businesses by innovating service models, reducing financing costs, promoting financial knowledge, and protecting consumer rights, contributing to the high-quality development of inclusive finance [2]