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砥砺前行十三载 奋楫扬帆谱新篇——甘肃银行以高质量金融供给赋能地方经济社会发展
02139BANK OF GANSU(02139) 证券时报网·2024-11-21 02:18

Group 1: Financial Performance and Growth - Gansu Bank has cumulatively issued over 900 billion yuan in various loans, with significant growth in inclusive microloans, technology loans, and green loans, particularly in rural areas where the loan balance approaches 32 billion yuan [1] - Since 2019, Gansu Bank has issued over 475 million yuan in inclusive microloans, with a current loan balance of 131.58 million yuan [6] - The bank's green loan balance has reached 195.7 billion yuan, reflecting its commitment to ecological and sustainable development [7] Group 2: Organizational Development and Governance - Gansu Bank emphasizes high-quality party building as a core driver for its development, enhancing political leadership and decision-making processes [2][3] - The bank has implemented a dual-track career development system for its employees, focusing on building a high-quality professional talent pool [3] - The bank has established a comprehensive risk management system, utilizing big data for credit risk monitoring and enhancing internal control compliance [11] Group 3: Community Engagement and Social Responsibility - Gansu Bank has invested over 151.25 million yuan in infrastructure projects to support rural revitalization, including road repairs and water supply initiatives [13] - The bank has launched the "Seed Loan" product to support the development of the seed industry, with a current loan balance of 1.19 million yuan [14] - Gansu Bank has contributed 300 million yuan to educational initiatives, helping numerous underprivileged students pursue higher education [15] Group 4: Digital Transformation and Innovation - Gansu Bank has achieved significant milestones in digital transformation, with mobile banking customers reaching 4.04 million and a monthly active user base exceeding 1 million [9] - The bank has launched various digital financial products, including online credit loans, enhancing service efficiency and customer satisfaction [6][10] - The bank's digital strategy includes building an ecological platform to support businesses in establishing online stores [9] Group 5: Future Outlook and Strategic Goals - Gansu Bank aims to continue its high-quality financial development, focusing on innovation in financial products and services to enhance overall financial quality [16] - The bank is committed to supporting the local economy and addressing the financial needs of key industries and projects [7][16] - Gansu Bank plans to leverage its comparative advantages and engage in differentiated competition to achieve sustainable growth [16]